Panama City Beach- The 10-20-10 would require the businesses to carry $10,000.00 in coverage for each person involved in a crash, but limited to $20,000.00 per crash, and $10,000.00 in property damage coverage.
Rick roof, who owns California Cycles, has filed a lawsuit against bay county's ordinance requiring the same coverage.
He says insurance companies have denied coverage to his business several times.
Another local owner voiced their concerns tonight.
"I'm sympathetic for the people who run the scooter businesses, but I'm also sympathetic with the visitors and the people who live here. If there is an accident the scooter people should have insurance," said Gayle Oberst, Panama City Beach Mayor.
"At the end of the day, whether it's in the court system or whatever, somebody's got to be held accountable for the business and individuals causing damage to both themselves and the vehicles they run into," said Keith Curry, Panama City Beach Council.
The council passed the 10-20-10 insurance requirement.
City Attorney Doug Sale says companies can get insurance, but may pay more depending on their claim record.
The council must now approve it on second reading at the board's first meeting in July for it to become law.