The crash happened on Lovejoy Road just east of Baker Street in Ft. Walton Beach Saturday night.
The Florida Highway Patrol identified the fatality as the driver Mangano D. Hall, 50 . of Ft. Walton Beach.
Seriously injured was a passenger Luther Ellison, 60.
Troopers say the pair's SUV crossed into the opposite side of the road and ran into a grassy drive way of a vacant lot on Lovejoy Road. It then traveled 100 feet before crashing into a tree.
Hall died at the scene.